kalo SI RM 5K, premium xsampai pon 600... tolak NCB lg...
aku pon setuju dgn aper yg uncle ckp...
if U feel insurance not necessary...dont buy 1st party...
semua terpulang kepada individu..how U interprete ur risk...
for example..guna HP yg canggih2... ader org kata necessary, ade kata necessity, ade kata wasting money...
kalo sume org pendapat sama....hidup nih xder cabaran ler kan...
straight jer....
no heart feeling k...
aku pon setuju dgn aper yg uncle ckp...
if U feel insurance not necessary...dont buy 1st party...
semua terpulang kepada individu..how U interprete ur risk...
for example..guna HP yg canggih2... ader org kata necessary, ade kata necessity, ade kata wasting money...
kalo sume org pendapat sama....hidup nih xder cabaran ler kan...
straight jer....
no heart feeling k...